The Mortgage Book

This is a wonderful 128-page pocket size book- it really fits into an average shirt pocket- packed with advice on: Whether to rent or to buy and the advantages of buying over renting How much bond one qualifies for, that is the maximum amount a bank can give you based on your income and how you can calculate this for yourself How to get out of debt and what the debt situation is like in South Africa How to save for your first house, the important point being that savings has nothing to do with how much you earn but how you use what you earn Buying your first house, what is required, payments you have to make besides the deposit for the house such as transfer fees and bond registration Buying a flat which you have to do on what is called sectional title and what this entails Buying